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I would just like to say, that I have read all of these reviews about Drive Time, and I, myself, am financing a vehicle from them, and for those of you who feel they take advantage of you and make you pay high payments...... NO ***!

Drive Time is meant for people with bad credit/no credit. Therefore, they do have very high interest rates, which result in you paying much more for your vehicle than what it is worth, but you know what??? The reason you were approved by Drive Time is because either you had no idea what kind of company you were dealing with, or you have bad/no credit, and no one would approve you, which is only your fault. Apparently, those of you complaining about such topics didn't read your contract, or pay attention to what you were signing.

Although, the way most of you spell, and use improper grammar, it seems likely that you may not even know how to read the contract! To all of you wanting sympathy for such ridiculous things, I just want to say: GET A LIFE AND TAKE RESPONSIBILITY FOR YOUR OWN ACTIONS!!!!!!! For the one with the so-called lemon.... if your vehicle was truly a lemon, you would have no problem having this issue taken care of.

I recommend you actually look up the definition of a lemon vehicle before writing a post about it.... and to the one about females staying away from them..... I myself am a female, and feel that if you do not know the ins and outs of the mechanics of a vehicle, and how to diagnose/repair it yourself, then you have absolutely no reason to be driving!!!

All too often, women seem to feel that they do not need to learn anything about cars, and by doing so, you leave yourself vulnerable, because anyone can tell you anything is wrong with the vehicle, or that there is nothing wrong with it at all, and since you never took it upon yourself to become educated, you have no idea if they're being truthful or not. In closing, to all of you who have posted such ignorant messages, please go back to school, get a better paying job, and fix your credit like I am doing, and quit your belly aching because no one is going to feel sorry for you being a dumb*** and not reading what you were getting yourself into!!!!!

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Anonymous
Cincinnati, Ohio, United States #587434

When you finance a car for a high risk consumer (SOMEONE WITH BAD CREDIT), you have to cover the fact that the buyer may fall through on the payments. That's what high risk means.

It means you have dropped the ball on your finances before and therefore are more apt to do it again. Sending out repo persons and tracking down a person that owes on a car you sold to them costs money. Money that has to be covered before it happens, hence, the high interest rates and the higher cost than blue book value on their vehicles. There is also the cost of detailing the vehicle and making sure it is stil mechanically sound in preparation of putting it back on the market if and when you repo it.

Some people are devious and hide the car they owe on to keep it from getting repoed when they are months behind on the vehicle. I know one such person personally and she has done it time and time again. In fact, just about every vehicle she ever purchased she has defaulted on and kept the car hidden. The repo guys always ends up having to go private eye on her and follow her to get to the vehicle while she is shopping or something.

This stuff is not cheap to do. Often the vehicle is not well taken care of and can even become a total loss. In order dor these car dealers (dealers that cater to bad credit) to actually be able to exist, they have to cover these costs. Otherwise, they would not be around for such people.

Not everyone with bad credit is out to do it again over and over again. Many people really work hard at improving their scores and getting back on track. These types of dealerships are a good option for such people.

Unfortunately, mistakes costs money.

Anonymous
#469631

She is 100% right.....bottom line, don't jack up your credit and you can go anywhere you want to buy a vehicle. the company was designed to accomodate desperate people needing a vehicle....on their terms. If you don't like it, don't sign the contract.

Anonymous
to carolqstix Raleigh, North Carolina, United States #649019

Some people have bad credit for reasons beyond their control, ie. divorce, identity fraud, loss of income,etc...and for some people, regardless of their level of education, contracts can still be confusing and sales people can be sneaky and tell you whatever they know you want to hear to get you in that vehicle.

There are too many people on here that can talk down to other people going through a hard time like they never had any problems before. Have a heart!

Anonymous
#455680

:cry BOOOO HOOO PEOPLE, SERIOUSLY GROW UP I JUST BOUGHT A CAR FROM DRIVETIME AND YES THE INTEREST IS HIGH , BUT THEY MAKE THE PAYMENTS AFFORDABLE ,AND YOU GOT 60 DAYS FROM DATE OF PURCHASE TO ADD TO YOUR DOWN PAYMENT TO LOWER THE INTEREST RATE , IM HAPPY WITH MY CAR AND YES I COULD HAVE GOTTEN A NEW CAR BUT INTEREST WAS HIGH AS WELL AT LEAST DRIVETIME WILL HELP ME WITH MY CREDIT SO I CAN FINALLY PURCHASE A HOME SOON .

Anonymous
#289997

I too have not had any problems with them yet. I purchased a used SUV from them, and was actually referred to them by another car dealer when I was denied a loan for a brand new car.

With buying a used vehicle, you run the risk of something going bad on it..

if you can't afford repairs YOU are responsible for, then maybe you should not be driving period.. Just saying.

Anonymous
#282035

I don't understand all these complaints! I have a vehicle with Drive Time for 3 years now.

I have really BAD credit. I only had to put $1000 down. Of couse I've had minor repairs here and there because it's a USED vehicle. And when I'v had repairs to be done, Drive Time has ALWAYS applied it towards my payments.

They want you to have your vehicle in good mechanical order. I have ALWAYS been able to work out something with them. I am never late on my payments. In 3 more months I will be considered a Drive Time champ.

This means I have paid down my loan to $3,500 and have the oppertunity to trade my van in with them for another vehicle with no additional money down and better interest rates which I am looking forward to doing. I have been to SEVERAL other dealerships in the past month and they all want my trade in plus money down for another vehicle, plus high payments, even though my pay history with Drive Time is EXCELENT. I have had other vehicles in the past with in-house financing dealerships which sell junk cars and do not report your on-time payments to the the credit reports.

Drive Time does! Will be looking forward to getting another vehicle 3 months from now!

Anonymous
to Melinda Raleigh, North Carolina, United States #649016

I have been making payments with drivetime for one year this month. I have had minor problems off and on throughout the year until last week when I had to dish out $460 for a problem not covered by warranty.

I spoke to two different customer service reps who couldn't have cared less about that situation and would not work with me at all with my payments.

Not impressed. :(

Anonymous
#281265

Helping people with bad credit is one thing. Selling defective and dangerous vehicles is another!

Anonymous
#281109

you obviously work for drive time! this is a complaint board for complaints on a subject!!!!

Go find the BBB for your "Very Pleased" comments! I have a bank i buy my vehicles thru but i looked at this board on behalf of my brother, these complaints keep me from letting him go there!!!!

Anonymous
#269218

this person is just ugly. and mean.

and sounds like a pissed off Drive Time Exec. if you dont work for them, you should. because you seem extremely positive about their hoodwinking other people. and nobody who isnt pissed off comes to pissed consumer and reads all of the pissed consumer reviews...

writes a positive review of a company, and tells every one of for complaining on a coomplaint board..... anyway. i must say. i do not have bad credit, but my husband does.

i didn't want to cosign for him. but i def will not let him sign with these sharks.

Anonymous
#269217

his person is just ugly. and mean.

and sounds like a pissed off Drive Time Exec. if you dont work for them, you should. because you seem extremely positive about their hoodwinking other people. and nobody who isnt pissed off comes to pissed consumer and reads all of the pissed consumer reviews...

writes a positive review of a company, and tells every one off for complaining on a coomplaint board..... anyway. i must say. i do not have bad credit, but my husband does.

i didn't want to cosign for him.

but i def will not let him sign with these sharks.

and ps: just because you use spell check, does not make you smarter than everybody else

Anonymous
#149245

Way to go "Littlewesleysmama". It's funny how people wait until they feel they are getting screwed before they decide to read the contract. All customers have the contract explained to them. All customers are shown up front what kind of high interest rate they are going to pay. If they had GOOD credit than they wouldn't agree to the high rates to begin with. But guess what...they don't, hense the reason they are at DriveTime.

People, dont be mad just because you vehicle breaks down. You made the decision to purchase a used car. You made the decision to take that risk, so deal with it.

Quit crying.

Do as "SanaasMom" said and pull your credit report/score and get your credit squared away so that you can get a new car from a new dealership.

DriveTime is not to blame for your problems. Your terrible financial decisions are.

Anonymous
#146246

the lemon law does not apply to only new cars, it applies to any car you buy with a contract that does not state there is anything wrong with the car. Like for example you buy a car from a used dealership and they show you the carfax report or similar and it states no mechanical difficulties, but a few months later the car breaks down thats a case where you can use the lemon law but if you buy a used car "as is" then no you can't use the lemon law

Anonymous
#140278

I agree completely with Littlewesleysmama. When I purchased a car from this company several years ago (I've since paid off my car) they allowed me to get the monthly payments that I wanted, with my preferred contract term. Yes my interest rate was quite high because I was younger and did not have much credit, but again, as Littlewesleysmama said, I understood that prior to my purchase.

I was fortunate to get this wonderful series on finances and just how money works with purchases, mortgages, credit cards etc. and that was helpful to me. I also currently follow Dave Ramsey's Financial Peace book. I understand that you all are angry (I'm only talking about those people who are upset about their interest rates) but please educate yourselves on how these things work so that you are not shocked again.

Also, know that you are entitled to at least one free credit report per year (more depending on where you live). You should pay extra at least once a year to check out your FICO score too. Double-check a website that says that the FICO score is free too...I've never seen that.

Peace

Anonymous
Holmestrand, Vestfold, Norway #135222

Mongoose was obviously fired form Drive Time.

Anonymous
Budennovsk, Stavropol, Russian Federation #135218

No doubt-a Drivetime employee. I applied for at Drivetime.

I'm turning it down. I don't like leeches and scrooges.

Anonymous
#110981

honey u need Jesus in your life.no one is in total control of their lives,i pray that nothing happens in your life u cant control,if so,you would probably lose your mind. learn to have some compassion for people.God bless you...

Anonymous
#104863

we know our credit score is low,but are we suppose to get kicked in the *** because of this.bad things happen to good people.lost of job,ect.but why does drive time have to take advantage of people and say she has bad credit and really needs a car so,let's sock it to her or him,come on ,you get a life.who are you. THE DEVILS PARTNER(DRVIETIME) IN CRIME...GOD BLESS YOU ,MAYBE YOU'LL WAKE UP.

Anonymous
#99608

Must be a drivetime employee or doesn't

know the meaning of reality

Anonymous
#66568

You can tell this was written by an employee of Drive Time.

"if your vehicle was truly a lemon, you would have no problem having this issue taken care of." Apparently what this Drive Time employee doesnt realize is that the Lemon Law applies to New Vehicles

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