DriveTime takes advantage of people that just filed bankruptcy. Credit Score 600. They offered me a loan at 23% Int and they wouldn't tell me the price of the car.
Went to CarMax, they offered me a loan at 14% interest for a $12,000 Chev Cobalt. The salesman told me I wouldn't get a better deal and I better hurry before my existing car is reposessed.
Went to Nelson Mazda, was not impressed with their cars. They offered me a Jetta at $19991 (top price) for $470/mo 72mo term.
Found that the Bank CarMax was using at 14% interest would allow me to take that loan anywhere including Budget, Enterprise, or any dealer. Found a Jetta at Budget for $14949!! Making the loan $350/mo for 60 mos.
Although Bankruptcy happens, don't forget you are still a consumer with buying power.